Disclaimer

Welcome to LIC Policy Calculator.

The information provided on this website is for general informational and educational purposes only. By using this website, you agree to the terms mentioned in this disclaimer.

No Association with LIC of India

LIC Policy Calculator is an independent informational website and is NOT affiliated, associated, authorized, endorsed by, or in any way officially connected with Life Insurance Corporation of India (LIC), its subsidiaries, or its affiliates.

“LIC”, policy names, logos, trademarks, and related brand names are the property of their respective owners and are used only for identification and informational purposes.

We clearly state that:

  • We are not an official LIC website.
  • We do not represent LIC India.
  • We do not sell LIC policies directly.
  • We do not claim any partnership with LIC of India.

The official LIC website can be accessed at:
https://licindia.in

Calculator Accuracy Disclaimer

All calculators available on this website, including premium calculators, maturity calculators, surrender value calculators, pension calculators, bonus estimators, and other financial tools, are designed to provide estimated values only.

The results generated by these calculators may vary from actual LIC policy values due to:

  • Changes in LIC rules or policies
  • Bonus rate revisions
  • Policy-specific conditions
  • Manual data entry errors
  • Updates not yet reflected in our tools
  • Interest rate or tax changes

Therefore:

  • Calculator outputs should NOT be considered official financial advice.
  • Users should verify final values with official LIC documents or authorized LIC agents/branches.

No Financial or Investment Advice

The content published on this website does not constitute:

  • Financial advice
  • Investment advice
  • Insurance advice
  • Legal advice
  • Tax consultation

All information is provided for educational and informational purposes only.

Users are advised to consult:

  • Official LIC representatives
  • Certified financial advisors
  • Tax professionals
  • Insurance experts

before making any financial or insurance-related decisions.

Information Accuracy

We make every effort to keep the information accurate and updated. However, we do not guarantee:

  • Completeness
  • Reliability
  • Accuracy
  • Suitability
  • Availability

of any information, calculators, policy details, tables, articles, or graphics available on the website.

Any reliance you place on such information is strictly at your own risk.

External Links Disclaimer

This website may contain links to third-party websites for additional information or references.

We do not control or guarantee:

  • The content of external websites
  • Privacy policies of third parties
  • Accuracy of external information
  • Availability of linked pages

Visiting external websites is entirely at the user’s own discretion and risk.

Advertisement & Affiliate Disclosure

This website may display advertisements through third-party advertising networks such as Google AdSense and may participate in affiliate marketing programs.

We may earn a small commission from qualifying purchases or clicks without any additional cost to users.

Advertisements or affiliate partnerships do not influence our content, calculator logic, or reviews.

Limitation of Liability

Under no circumstances shall LIC Policy Calculator or its owners, authors, developers, or contributors be held liable for any loss or damage including but not limited to:

  • Financial loss
  • Business interruption
  • Data loss
  • Indirect or consequential loss
  • Policy-related misunderstandings

arising from the use of this website or reliance on any information provided herein.

User Responsibility

Users are solely responsible for:

  • Verifying policy details
  • Cross-checking premium calculations
  • Confirming maturity amounts
  • Reviewing official LIC documents

before making any financial decisions.

Intellectual Property

All content including text, graphics, calculator designs, logos (except third-party trademarks), and website materials are the intellectual property of LIC Policy Calculator unless otherwise stated.

Unauthorized copying, reproduction, or redistribution is prohibited without prior written permission.

Consent

By using our website, you hereby consent to this disclaimer and agree to its terms.

Updates to This Disclaimer

We reserve the right to modify, update, or change this disclaimer at any time without prior notice.

Users are encouraged to review this page periodically for updates.

Contact Us

If you have any questions regarding this disclaimer, you may contact us at:

Email: contact@licpolicycalculator.com

Website: https://licpolicycalculator.com