Welcome to LIC Policy Calculator (“Website”, “we”, “our”, or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our website.
If you do not agree with any part of these terms, please do not use our website.
Website Purpose
LIC Policy Calculator is an informational website that provides calculators, estimators, guides, and educational content related to LIC (Life Insurance Corporation) policies and insurance planning.
The calculators available on this website are designed to help users estimate premiums, maturity amounts, bonuses, returns, surrender values, and other insurance-related calculations for informational purposes only.
No Official Association with LIC India
This website is NOT owned, operated, authorized, or affiliated with Life Insurance Corporation of India (LIC India).
“LIC”, policy names, logos, and related references are used only for informational and identification purposes.
All trademarks, logos, and brand names belong to their respective owners.
Users are advised to verify all policy information, benefits, premiums, and official details directly from the official LIC India website or authorized LIC agents before making any financial decision.
Accuracy of Information
We make every effort to provide accurate and updated information. However:
- We do not guarantee the completeness, accuracy, reliability, or suitability of any calculator result or content.
- Policy rules, bonus rates, tax laws, and LIC plans may change over time.
- Calculator outputs are approximate estimates and should not be treated as official financial advice.
Users should independently verify all information before relying on it.
Financial Disclaimer
The content and calculators available on this website are provided for general informational and educational purposes only.
We are not financial advisors, insurance consultants, or investment professionals.
Nothing on this website should be considered:
- Financial advice
- Investment advice
- Insurance recommendation
- Legal advice
- Tax advice
Users should consult qualified professionals or official LIC representatives before purchasing any insurance policy or making investment decisions.
User Responsibility
By using this website, you agree that:
- You are using the calculators at your own risk.
- You are responsible for verifying any result before taking action.
- You will not misuse the website or attempt to disrupt its functionality.
We shall not be responsible for any losses, damages, or financial decisions made based on the information provided on this website.
Intellectual Property Rights
All content available on this website, including:
- Text
- Design
- Layout
- Graphics
- Logos
- Calculator tools
- Source code
- Articles
is the intellectual property of LIC Policy Calculator unless otherwise stated.
Unauthorized copying, reproduction, redistribution, or commercial use of website content without written permission is strictly prohibited.
Third-Party Links
Our website may contain links to third-party websites, advertisements, or external services.
We do not control or guarantee:
- The accuracy of third-party content
- Privacy practices of external websites
- Products or services offered by third parties
Visiting external websites is entirely at your own risk.
Google AdSense & Advertisements
This website may display advertisements provided by Google AdSense or other advertising partners.
Third-party advertisers may use cookies to show personalized ads based on user interests and browsing activity.
We do not directly control the advertisements displayed on the website.
Limitation of Liability
Under no circumstances shall LIC Policy Calculator or its owners, authors, developers, or affiliates be liable for:
- Direct losses
- Indirect losses
- Financial damages
- Data loss
- Business interruption
- Errors in calculations
- Reliance on website content
arising from the use of this website.
Users use the website entirely at their own discretion and risk.
Website Availability
We reserve the right to:
- Modify website content
- Update calculators
- Remove pages
- Suspend services temporarily or permanently
without prior notice.
We do not guarantee uninterrupted or error-free availability of the website.
Privacy
By using this website, you also agree to our Privacy Policy regarding data collection, cookies, and user information.
Copyright Infringement
If you believe that any content on this website violates your copyright or intellectual property rights, please contact us with proper details for review and appropriate action.
Changes to Terms and Conditions
We may update or modify these Terms and Conditions at any time without prior notice.
Users are encouraged to review this page periodically to stay informed about any changes.
Continued use of the website after updates constitutes acceptance of the revised terms.
Governing Law
These Terms and Conditions shall be governed and interpreted in accordance with the laws of India.
Any disputes arising from the use of this website shall be subject to the jurisdiction of the courts located in India.
Contact Information
If you have any questions regarding these Terms and Conditions, you may contact us:
Website: https://licpolicycalculator.com
Email: contact@licpolicycalculator.com